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Riverbank. Shared Ownership is a type of affordable homeownership when a purchaser takes out a mortgage on a share of a property and pays rent to a landlord on the remaining share. Standard eligibility criteria for Shared Ownership.


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Be at least 18 years old. Annual household income must be less than £90,000 (In London). Annual household income must be less than £80,000 (Outside of London). Not allowed to own another home. If you already own another property (in the UK or abroad), you must be in the process of selling it. Not able to afford to buy a suitable home on the open market. Able to demonstrate that you are not in mortgage or rent arrears. Able to demonstrate a good credit history and show that you are able to afford the regular payments and costs involved in buying a home. Have savings or be able to access at least £4,000 to cover the costs of buying a home. (This is a guideline figure, the actual amount may vary.) Please note: Eligibility criteria may vary per housing association and therefore you should always check the exact criteria with the developer or housing association responsible for the exploitation of the project. Help to Buy. Help to Buy is a government-backed scheme that aims to help first-time buyers onto the property market with an equity loan (also known as shared equity) of up to 40% of the value of a new build home. Requires only 5% deposit Only a 55% mortgage required 40% Government equity loan (interest free for the first 5 years) Available on new build homes up with a value of up to £600,000. Eligibilty Criteria. Requirements: Minimum age of 18 years. Must be first-time buyer. Not allowed: Owning a home or land anywhere in the world at any time. To have had any form of sharia mortgage finance. Owning a home bought with other people or inherited. Being married or in a co-habiting relationship, either now or on legal completion with anyone who owns or has owned a home or land anywhere in the world. Purchasing a second home. There are certain price limits on homes you can purchase with an equity loan. The limit varies for each region in England. Region Full property price limit East £407,400 East Midlands £261,900 London £600,000 North East £186,100 North West £224,400 South East £437,000 South West £349,000 West Midlands £255,600 Yorkshire and The Humber £228,100. *Terms and conditions apply. Mortgage. We checked the information and the developer's representatives confirmed that units in this residential complex can be purchased by using a mortgage. We have verified the information and the developer’s representatives confirmed that this residential complex does not use this purchase method. We have verified the information and the developer’s representatives confirmed that this residential complex does not use this purchase method. Project characteristics. О доме.